:root{
  --navy:#0F2C57;
  --navy-deep:#0A1F3D;
  --blue:#0B57C9;
  --blue-dark:#084BAE;
  --blue-top:#0C3D96;
  --blue-soft:#EAF2FD;
  --blue-soft-2:#DCE9FA;
  --ink:#12305A;
  --body:#5A6B82;
  --muted:#7C8CA3;
  --line:#E3EAF3;
  --gray-bg:#F5F8FC;
  --white:#FFFFFF;
  --green:#25D366;
  --star:#FDB022;
  --radius:12px;
  --shadow-sm:0 1px 2px rgba(16,42,80,.06);
  --shadow:0 6px 24px rgba(16,42,80,.08);
  --shadow-lg:0 18px 48px rgba(16,42,80,.14);
  --wrap:1200px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  color:var(--body);
  background:var(--white);
  font-size:15px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,h5{font-family:'Plus Jakarta Sans','Inter',sans-serif;color:var(--ink);margin:0;line-height:1.25;letter-spacing:-.02em}
p{margin:0}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
ul{margin:0;padding:0;list-style:none}
button{font-family:inherit;cursor:pointer}
:focus-visible{outline:2px solid var(--blue);outline-offset:2px;border-radius:4px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.icon{width:18px;height:18px;flex:none;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:8px;font-weight:600;font-size:14px;padding:12px 22px;border:1.5px solid transparent;transition:.2s ease;white-space:nowrap}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 4px 14px rgba(11,87,201,.28)}
.btn-primary:hover{background:var(--blue-dark)}
.btn-outline{background:#fff;color:var(--ink);border-color:#C9D8EC}
.btn-outline:hover{border-color:var(--blue);color:var(--blue)}
.btn-ghost-light{background:#fff;color:var(--blue);border-color:#fff}
.btn-ghost-light:hover{background:#F0F6FF}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn-outline-light:hover{background:rgba(255,255,255,.12)}
.btn-block{width:100%}
.link-more{display:inline-flex;align-items:center;gap:7px;color:var(--blue);font-weight:600;font-size:13.5px}
.link-more .icon{width:15px;height:15px;transition:transform .2s}
.link-more:hover .icon{transform:translateX(3px)}

/* ---------- Top bar ---------- */
.topbar{background:var(--blue-top);color:rgba(255,255,255,.92);font-size:12.5px}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;height:38px}
.topbar-left,.topbar-right{display:flex;align-items:center;gap:22px}
.tb-item{display:flex;align-items:center;gap:7px;white-space:nowrap}
.tb-item .icon{width:14px;height:14px;opacity:.85}
.tb-social{display:flex;align-items:center;gap:7px}
.tb-social a{width:20px;height:20px;border-radius:4px;display:grid;place-items:center;color:#fff;transition:.2s;opacity:.95}
.tb-social a:hover{transform:translateY(-1px);opacity:1}
.tb-social svg{width:11px;height:11px;fill:currentColor;stroke:none}
.s-li{background:#0A66C2}.s-fb{background:#1877F2}.s-tw{background:#1DA1F2}.s-ig{background:linear-gradient(45deg,#F58529,#DD2A7B,#8134AF)}.s-yt{background:#FF0000}

/* ---------- Header ---------- */
.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:60}
.header .wrap{display:flex;align-items:center;gap:18px;height:60px}
.logo{display:flex;align-items:center;gap:10px;flex:none}
.logo-text{line-height:1;display:flex;align-items:center}
.logo-text img{display:block;max-width:140px;max-height:36px;width:auto;height:auto}
.nav{display:flex;align-items:center;gap:2px;margin-left:10px}
.nav > li{position:relative}
.nav > li > a{display:inline-flex;align-items:center;gap:5px;padding:22px 12px;font-size:13.5px;font-weight:500;color:#3E4E66;position:relative;white-space:nowrap}
.nav > li > a:hover{color:var(--blue)}
.nav > li.active > a{color:var(--blue);font-weight:600}
.nav > li.active > a::after{content:"";position:absolute;left:11px;right:11px;bottom:0;height:2.5px;background:var(--blue);border-radius:2px}
.nav .caret{width:11px;height:11px;stroke-width:2.2;opacity:.7}
.dropdown{position:absolute;top:100%;left:0;min-width:220px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.18s ease;z-index:5}
.nav > li:hover .dropdown,.nav > li:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:9px 12px;font-size:13.5px;border-radius:7px;color:#3E4E66}
.dropdown a:hover{background:var(--blue-soft);color:var(--blue)}
.header-actions{display:flex;align-items:center;gap:12px;margin-left:auto}
.icon-btn{width:36px;height:36px;border-radius:8px;border:none;background:transparent;display:grid;place-items:center;color:var(--ink)}
.icon-btn:hover{background:var(--gray-bg)}
.header .btn{padding:10px 20px}
.burger{display:none}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background-image:url("images/hero-main.png");background-size:cover;background-position:center center;background-repeat:no-repeat;background-color:#E4EEFB}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,255,255,.25) 0%);pointer-events:none}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.02fr);gap:40px;align-items:center;padding-top:52px;padding-bottom:52px}
.eyebrow{display:inline-block;background:rgba(255,255,255,.85);border:1px solid #CBDCF3;color:var(--blue);font-size:12.5px;font-weight:600;padding:6px 14px;border-radius:6px;margin-bottom:20px}
.hero h2{font-size:44px;font-weight:800;letter-spacing:-.035em;margin-bottom:16px}
.hero h2 .accent{color:var(--blue);display:block}
.hero-lead{font-size:15px;max-width:400px;color:#4E6083;margin-bottom:26px}
.hero-stats{display:flex;flex-wrap:wrap;gap:26px;margin-bottom:28px}
.hstat{display:flex;align-items:flex-start;gap:10px}
.hstat-ic{width:32px;height:32px;border-radius:8px;background:#fff;border:1px solid #D7E4F5;display:grid;place-items:center;color:var(--blue);flex:none}
.hstat-ic .icon{width:16px;height:16px}
.hstat b{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-size:19px;font-weight:800;color:var(--ink);line-height:1.15}
.hstat span{font-size:11.5px;color:var(--muted);display:block;line-height:1.35;max-width:78px}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px}
.hero-cta .btn{padding:13px 24px}

/* hero visual */
.elig-card{position:absolute;right:20px;top:50%;transform:translateY(-50%);width:280px;max-width:calc(100% - 40px);background:#fff;border-radius:12px;box-shadow:var(--shadow-lg);padding:24px 20px;z-index:3}
.elig-card h3{font-size:15px;font-weight:700;margin-bottom:16px}
.field{margin-bottom:12px}
.field label{display:block;font-size:11.5px;font-weight:600;color:#54657F;margin-bottom:5px}
.select{position:relative}
.select select{width:100%;appearance:none;border:1px solid #DCE5F1;border-radius:7px;background:#fff;padding:9px 30px 9px 11px;font-size:12.5px;color:#4E6083;font-family:inherit}
.select select:hover{border-color:#B9CEE8}
.select .icon{position:absolute;right:10px;top:50%;transform:translateY(-50%);width:14px;height:14px;color:var(--muted);pointer-events:none}
.elig-card .btn{margin-top:4px;font-size:13px;padding:11px}
.secure{display:flex;align-items:center;justify-content:center;gap:6px;margin-top:12px;font-size:10.5px;color:var(--muted)}
.secure .icon{width:12px;height:12px}

/* ---------- Partner strip ---------- */
.partners{background:#fff;border-bottom:1px solid var(--line)}
.partners .wrap{display:flex;align-items:center;gap:18px;padding-top:22px;padding-bottom:22px}
.p-label{font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;font-size:13.5px;color:var(--ink);flex:none}
.p-track{display:flex;align-items:center;gap:14px;overflow-x:auto;flex:1;scrollbar-width:none;scroll-behavior:smooth}
.p-track::-webkit-scrollbar{display:none}
.p-logo{flex:none;height:44px;min-width:126px;display:grid;place-items:center;padding:0 14px;border-radius:8px;filter:grayscale(0);transition:.2s}
.p-logo:hover{background:var(--gray-bg)}
.p-logo span{font-family:'Plus Jakarta Sans',sans-serif;font-weight:800;font-size:14.5px;letter-spacing:-.02em;text-align:center;line-height:1.15}
.p-logo small{display:block;font-size:7.5px;font-weight:600;letter-spacing:.02em;color:var(--muted);text-transform:none}
.nav-round{width:30px;height:30px;border-radius:50%;border:1px solid var(--line);background:#fff;display:grid;place-items:center;color:var(--ink);flex:none;transition:.2s}
.nav-round:hover{background:var(--blue);border-color:var(--blue);color:#fff}
.nav-round .icon{width:14px;height:14px}

/* ---------- Sections ---------- */
.sec{padding:44px 0}
.sec-gray{background:var(--gray-bg)}
.badge{display:inline-block;background:var(--blue-soft);color:var(--blue);font-size:10.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 11px;border-radius:5px;margin-bottom:14px}
.sec h2{font-size:25px;font-weight:800;margin-bottom:12px}
.sec-lead{font-size:14px;margin-bottom:18px}

/* Funding solutions */
.solutions{display:grid;grid-template-columns:270px minmax(0,1fr) 34px;gap:22px;align-items:center}
.sol-track{display:flex;gap:16px;overflow-x:auto;scrollbar-width:none;scroll-behavior:smooth;padding:4px}
.sol-track::-webkit-scrollbar{display:none}
.sol-card{flex:none;width:196px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 18px;box-shadow:var(--shadow-sm);transition:.22s}
.sol-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#CFE0F5}
.sol-ic{width:40px;height:40px;border-radius:10px;background:var(--blue-soft);display:grid;place-items:center;color:var(--blue);margin-bottom:14px}
.sol-ic .icon{width:20px;height:20px}
.sol-card h3{font-size:15px;font-weight:700;margin-bottom:8px;min-height:38px}
.sol-card p{font-size:12.5px;line-height:1.55;margin-bottom:14px;min-height:58px}

/* Three column band */
.tri{display:grid;grid-template-columns:1fr 1.55fr 1fr;gap:18px;align-items:stretch}
.panel{border-radius:14px;padding:24px 22px}
.panel-soft{background:var(--blue-soft)}
.panel-white{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm)}
.panel h3{font-size:16px;font-weight:700;margin-bottom:18px}
.why-list{display:grid;gap:16px}
.why-item{display:flex;gap:11px}
.why-ic{width:30px;height:30px;border-radius:8px;background:#fff;display:grid;place-items:center;color:var(--blue);flex:none}
.why-ic .icon{width:15px;height:15px}
.why-item b{display:block;font-size:12.5px;color:var(--ink);font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;margin-bottom:2px}
.why-item p{font-size:11.5px;line-height:1.45}

/* journey */
.journey{position:relative;display:grid;grid-template-columns:repeat(6,1fr);gap:6px;margin-bottom:20px}
.journey::before{content:"";position:absolute;top:13px;left:8%;right:8%;border-top:1.5px dashed #C7D8EE}
.step{text-align:center;position:relative;z-index:2}
.step-n{width:27px;height:27px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-size:11.5px;font-weight:700;margin:0 auto 10px;box-shadow:0 0 0 4px #fff}
.step b{display:block;font-size:11.5px;color:var(--ink);font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;margin-bottom:4px}
.step p{font-size:10.5px;line-height:1.4;color:var(--muted)}

/* impact */
.impact-list{display:grid;gap:14px;margin-bottom:8px}
.impact-list b{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-size:20px;font-weight:800;color:var(--ink);line-height:1.1}
.impact-list span{font-size:11.5px;color:var(--muted)}
.impact-chart{margin-top:10px}

/* Schemes + insights */
.schemes-row{display:grid;grid-template-columns:0.72fr 1.9fr 0.95fr;gap:18px;align-items:start}
.scheme-box{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:var(--shadow-sm)}
.scheme{padding:18px 14px;border-right:1px solid var(--line)}
.scheme:last-child{border-right:none}
.scheme-top{display:flex;align-items:center;gap:8px;margin-bottom:8px}
.scheme-logo{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;font-size:8px;font-weight:800;color:#fff;flex:none;font-family:'Plus Jakarta Sans',sans-serif}
.scheme b{font-family:'Plus Jakarta Sans',sans-serif;font-size:13.5px;font-weight:700;color:var(--ink)}
.scheme p{font-size:11.5px;line-height:1.45}
.insights{background:var(--blue-soft);border-radius:14px;padding:20px 18px}
.insights h3{font-size:15px;font-weight:700;margin-bottom:14px}
.post{display:flex;gap:11px;padding:9px 0;border-bottom:1px solid #DCE7F7}
.post:last-of-type{border-bottom:none}
.post-thumb{width:52px;height:40px;border-radius:6px;flex:none;background:linear-gradient(140deg,#7396C4,#31538A);overflow:hidden}
.post-thumb img{width:100%;height:100%;object-fit:cover}
.post b{font-size:11.5px;font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;color:var(--ink);line-height:1.35;display:block}
.post span{font-size:10px;color:var(--muted)}

/* Industries */
.ind-wrap{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 16px;display:flex;align-items:center;gap:12px;box-shadow:var(--shadow-sm)}
.ind-track{display:flex;gap:6px;overflow-x:auto;flex:1;scrollbar-width:none;scroll-behavior:smooth}
.ind-track::-webkit-scrollbar{display:none}
.ind{flex:none;width:96px;text-align:center;padding:8px 4px;border-radius:9px;transition:.2s}
.ind:hover{background:var(--blue-soft)}
.ind .icon{width:22px;height:22px;color:var(--blue);margin:0 auto 8px}
.ind span{font-size:11px;color:#41536E;font-weight:500}
.nav-round-fill{background:var(--blue);border-color:var(--blue);color:#fff}
.nav-round-fill:hover{background:var(--blue-dark)}

/* Testimonials */
.tst-row{display:grid;grid-template-columns:1fr 1.35fr;gap:18px;align-items:stretch}
.card-soft{background:var(--blue-soft);border-radius:14px;padding:24px 22px}
.card-soft h3,.story h3{font-size:16px;font-weight:700;margin-bottom:16px}
.quote-ic{width:34px;height:34px;border-radius:50%;background:#fff;display:grid;place-items:center;color:var(--blue);margin-bottom:12px}
.tst-text{font-size:13px;color:#43567A;margin-bottom:16px;line-height:1.6}
.tst-person{display:flex;align-items:center;gap:11px}
.avatar{width:42px;height:42px;border-radius:50%;background:linear-gradient(140deg,#7A9AC6,#33558D);overflow:hidden;flex:none}
.avatar img{width:100%;height:100%;object-fit:cover}
.tst-person b{display:block;font-size:12.5px;font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;color:var(--ink)}
.tst-person span{font-size:11px;color:var(--muted)}
.stars{color:var(--star);font-size:11px;letter-spacing:1px;margin-top:2px}
.dots{display:flex;gap:6px;justify-content:center;margin-top:18px}
.dot{width:6px;height:6px;border-radius:50%;background:#C3D4EA;border:none;padding:0;transition:.2s}
.dot.on{background:var(--blue);width:16px;border-radius:4px}
.story{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px 22px;display:grid;grid-template-columns:1fr 210px;gap:20px;align-items:center;box-shadow:var(--shadow-sm)}
.tag{display:inline-block;background:var(--blue-soft);color:var(--blue);font-size:10.5px;font-weight:600;padding:4px 10px;border-radius:5px;margin-bottom:10px}
.story p{font-size:13px;margin-bottom:14px;line-height:1.6}
.story-img{height:150px;border-radius:10px;overflow:hidden;background:linear-gradient(140deg,#6E92C2,#2C4C80)}
.story-img img{width:100%;height:100%;object-fit:cover}

/* CTA band */
.cta{background:linear-gradient(100deg,var(--blue-top),#0A4BB5);color:#fff}
.cta .wrap{display:flex;align-items:center;gap:20px;padding:22px 20px}
.cta-ic{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.16);display:grid;place-items:center;flex:none}
.cta-ic .icon{width:20px;height:20px}
.cta b{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-size:16px;font-weight:700;color:#fff}
.cta span{font-size:12.5px;color:rgba(255,255,255,.82)}
.cta-btns{display:flex;gap:12px;margin-left:auto;flex-wrap:wrap}
.cta .btn{padding:11px 20px;font-size:13px}

/* Footer */
.footer{background:var(--navy-deep);color:rgba(255,255,255,.68);position:relative;overflow:hidden}
.footer::after{content:"";position:absolute;right:-90px;bottom:-140px;width:340px;height:340px;border-radius:50%;background:rgba(255,255,255,.03)}
.footer .wrap{position:relative;z-index:2}
.f-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1fr 1.25fr;gap:26px;padding:42px 0 32px}
.f-brand .logo-text b{color:#fff}
.f-brand .logo-text span{color:rgba(255,255,255,.5)}
.f-about{font-size:12px;line-height:1.65;margin:14px 0 16px;max-width:210px}
.f-social{display:flex;gap:8px}
.f-social a{width:28px;height:28px;border-radius:6px;background:rgba(255,255,255,.09);display:grid;place-items:center;color:#fff;transition:.2s}
.f-social a:hover{background:var(--blue)}
.f-social svg{width:12px;height:12px;fill:currentColor;stroke:none}
.f-col h4{font-family:'Plus Jakarta Sans',sans-serif;font-size:13.5px;font-weight:700;color:#fff;margin-bottom:14px}
.f-col li{margin-bottom:8px}
.f-col a{font-size:12px;transition:.2s}
.f-col a:hover{color:#fff}
.f-contact li{display:flex;gap:9px;margin-bottom:11px;font-size:12px;line-height:1.5}
.f-contact .icon{width:14px;height:14px;color:var(--blue);margin-top:2px}
.f-bottom{border-top:1px solid rgba(255,255,255,.09);display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;align-items:center;padding:14px 0;font-size:11.5px}
.f-links{display:flex;flex-wrap:wrap;gap:8px}
.f-links span{opacity:.35}
.f-links a:hover{color:#fff}

/* Floating */
.float{position:fixed;right:18px;bottom:18px;display:flex;gap:10px;z-index:80}
.float a{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:24px;color:#fff;font-size:12.5px;font-weight:600;box-shadow:var(--shadow-lg);transition:.2s}
.float a:hover{transform:translateY(-2px)}
.f-wa{background:var(--green)}
.f-chat{background:var(--blue)}
.float svg{width:16px;height:16px}

@media (max-width:1100px){
  .nav{display:none}
  .burger{display:grid}
  .hero .wrap{grid-template-columns:1fr}
  .hero::after{display:none}
  .hero-visual{min-height:420px;margin-top:10px}
  .elig-card{right:0;top:auto;bottom:-10px;transform:none}
  .solutions{grid-template-columns:1fr;gap:16px}
  .solutions .nav-round{display:none}
  .tri{grid-template-columns:1fr}
  .schemes-row{grid-template-columns:1fr}
  .scheme-box{grid-template-columns:repeat(2,1fr)}
  .scheme:nth-child(2n){border-right:none}
  .scheme:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .tst-row{grid-template-columns:1fr}
  .f-grid{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:760px){
  .topbar .wrap{height:auto;padding:8px 20px;flex-wrap:wrap;justify-content:center;row-gap:6px}
  .topbar-left{display:none}
  .hero h1{font-size:32px}
  .hero-visual{min-height:0;display:flex;flex-direction:column;gap:14px}
  .photo{position:static;height:190px;clip-path:none;width:100%}
  .photo-a,.photo-b{display:none}
  .elig-card{position:static;width:100%;transform:none}
  .story{grid-template-columns:1fr}
  .story-img{order:-1;height:170px}
  .f-grid{grid-template-columns:repeat(2,1fr)}
  .cta .wrap{flex-direction:column;align-items:flex-start}
  .cta-btns{margin-left:0}
  .float a span{display:none}
  .float a{padding:12px;border-radius:50%}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}