DCGS Overview
Up to ₹10 Cr
Delhi Credit Guarantee Scheme (DCGS)
Max Amount
Up to ₹10 Crore
Guarantee Coverage
Up to 95%
Tenure
As per lender & facility terms
Collateral
Collateral-free / reduced-collateral, subject to scheme & lender norms
Eligibility
- New or existing Micro and Small Enterprises
- Business located in NCT of Delhi
- Eligible manufacturing, service and trading enterprises
- Valid Udyam / MSME registration
- Satisfactory credit and banking conduct
Key Benefits
- Credit facilities up to ₹10 crore
- Guarantee coverage of up to 95%
- Reduced collateral requirement for eligible facilities
- Supports working capital and business expansion
- Implemented through eligible Member Lending Institutions with CGTMSE
Documents
- KYC of promoters and business
- Udyam / MSME registration
- Business proof and financial statements
- Bank statements
- GST returns and ITR
- Existing loan details, where applicable
Subject to applicable DCGS guidelines, borrower eligibility and lender assessment.