Micro Finance

MUDRA Loan

MUDRA provides refinance support to banks and NBFCs for lending to non-corporate, non-farm small/micro enterprises. Loans are categorized as Shishu (up to ₹50K), Kishore (₹50K–₹5L), and Tarun (₹5L–₹10L) based on business stage.

MUDRA Loan Overview

Up to ₹10 Lakh (Shishu / Kishore / Tarun)

Micro Units Development and Refinance Agency

Max Amount

Up to ₹10 Lakh (Shishu / Kishore / Tarun)

Interest Rate

Competitive rates from partner banks

Tenure

Up to 5 years

Collateral

Typically not required

Eligibility

  • Small business owners and micro enterprises
  • Non-farm income-generating activities
  • Viable business plan or established operations
  • Satisfactory repayment capacity

Key Benefits

  • Low-ticket loans for micro businesses
  • Minimal documentation for smaller amounts
  • Supports traders, manufacturers, and service units
  • Wide branch-level availability

Documents

  • Identity and address proof
  • Business proof / shop establishment
  • Bank statements
  • Quotations for equipment (if applicable)
  • Passport-size photographs

How We Help You Access MUDRA Loan

1

Scheme Assessment

We review your business profile and match eligible central and state schemes.

2

Eligibility Mapping

Clear guidance on criteria, subsidy benefits, and lender options.

3

Application Support

Help preparing project reports, forms, and lender-ready documentation.

4

Submission & Follow-up

Coordinate with banks and agencies until sanction and disbursement.

Ready to check if you qualify?

Share your business profile and we will guide you through MUDRA Loan eligibility and application.